Terms & Conditions
Disclaimer

THIS SITE DOES NOT PROVIDE MEDICAL OR HEALTH CARE ADVICE. CONSULT YOUR PHYSICIAN OR OTHER QUALIFIED HEALTH CARE PROVIDER FOR ADVICE REGARDING ANY MEDICAL CONDITION. DO NOT ATTEMPT TO SELF-DIAGNOSE OR TREAT ANY MEDICAL CONDITION BASED ON ANYTHING CONTAINED ON THIS SITE.

Your use of the site is your responsibility and you are responsible for complying with any local laws that may pertain where you are located.

Table of Contents

1. Use of Content

2. Shopping Features

3. Privacy Policy

4. Security

5. Site Information

    5.1 Choice/Opt-out
    5.2 Contact Us
    5.3 Children's Guidelines
    5.4 Cookies
    5.5 Links
    5.6 Order Forms
    5.7 Business Relationships

6. Advertising Standards

    6.1 Advertising Claims
    6.2 Definitions
    6.3 More Information
    6.4 Product Safety and Quality

7. Content Submittal Policy

8. Etiquette

9. Indemnification

10. Limitation of Liability of Raisin Rack

11. Dispute Resolution

12. Governing Law/Jurisdiction

13. Complete Agreement

Terms and Conditions of Use

You are advised to read the following Terms and Conditions of Use. These Terms and Conditions have been developed for your protection and the protection of Living Naturally, the site service provider and Raisin Rack . Your use of the site constitutes your agreement to the following terms and conditions. The following terms of use apply to all site users. All terms and conditions of use are subject to change at the discretion of Living Naturally and Raisin Rack .

1. Use of Content

Living Naturally and Raisin Rack authorizes you to personally view the material contained on the Raisin Rack site and to download a single copy of such material for your personal, non-commercial use, provided that any downloaded copy includes the copyright notice, "Copyright 2009, Living Naturally and Raisin Rack . All rights reserved." and with any other copyright or proprietary rights notices that appear in the material copied. Consumers may not use site nor provide outside links to the site, for any personal or commercial purpose, including but not limited to, sale or trade of particular items or services.

The materials contained on the Living Naturally and Raisin Rack site are protected by the copyright laws of the United States and other countries. Ownership of the content belongs to Living Naturally and Raisin Rack , or its retail store customers, and to content providers to this site. Any use of the content not expressly permitted by these Terms and Conditions of Use is a breach of these Terms and Conditions of Use and may be a violation of copyright, trademark and other laws. All rights not expressly granted in these Terms and Conditions of Use are specifically reserved to Living Naturally and Raisin Rack .

If you violate these Terms and Conditions of Use, your authorization to use the Living Naturally and Raisin Rack site is automatically revoked and you must destroy any copies of the content that you have made.

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2. Shopping Features

Consumers taking advantage of special features such as Shop On-Line, in-store specials, and coupon offerings do so at their own risk and shall hold Living Naturally and Raisin Rack , as site service provider, harmless from any and all liability including, but not limited to, any health claims regarding products posted on retailer sites as well as pick, pack, payment, and delivery functions.

Consumers agree to pay for goods and services purchased via the internet with Raisin Rack and recognize that purchasing goods and services on line holds the same validity as if purchased in person from a bricks and mortar store.

While Living Naturally and Raisin Rack provide state of the art security encryption devices, customer's e-mail may not be fully secured against interception. Customer agrees to hold Raisin Rack harmless from any and all liability for any reason whatsoever, including monetary and health issues, that may arise regarding any transaction that occurs between Raisin Rack and customer. Both Raisin Rack and customer agree to hold Living Naturally harmless from any and all liability for any reason whatsoever, including monetary and health issues that may arise regarding any transactions that occur between Raisin Rack and customer.

Further, Raisin Rack may provide guarantees and warranties regarding reimbursement for goods and services, as well as pick, pack, and delivery functions whether shopping on-line or at its brick and mortar location. Please see our store policies posted on the ordering section of the site.

Raisin Rack collects financial information (like your account or credit card numbers where applicable) so you can order products from its store via their shop on-line service. Your billing information is only used by Raisin Rack or it's other business partners to bill you for products and services they sell. It is privileged, confidential, encrypted, and held on a secure server, and will not be given to a third party except as required by law.

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3. Privacy Policy

Living Naturally, on behalf of itself, has created this privacy statement for it's natural product retail store customers in order to demonstrate our collective firm commitment to your privacy. The following discloses the information gathering and dissemination practices for this Web site.

Living Naturally and Raisin Rack respect and value your privacy. Although we will collect personal information from you, with your permission, only your name, your e-mail address, and your mailing address will be provided to Raisin Rack . No other personal information collected during your use of this site will be shared. Living Naturally and Raisin Rack will not, without permission, sell, disclose or provide ANY information, including your name, address, e-mail address or other personal information to any third party, unless required to do so by law.

Personal information collected from you is submitted with your knowledge and consent. Living Naturally and Raisin Rack will only use that information to provide a more customized service to you.

Should you choose to take advantage of the posted in-store specials, or shop-on-line features of this Web Site, further information such as your credit card data for method of payment of goods and services may be necessary. Living Naturally as site service host and Raisin Rack provide state of the art security and encryption devices to protect your payment information.

Living Naturally, as site service provider, its employees, directors, and investors are to be held harmless from any and all liability regarding any misuse of your credit card information provided for fulfillment of Raisin Rack 's shop on-line feature.

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4.0 Security

Living Naturally as site service provider and Raisin Rack , work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. Living Naturally employees who handle customer data do not have access to your credit card details as this information is immediately encrypted after you execute the continue link at the bottom of the payment details section. In order to shop online, Raisin Rack collects your name, address information, and credit card information, so that it can fulfill your order, as well as your contact information (e-mail and telephone) in case Raisin Rack needs to communicate with you regarding your order.

We reveal only the last four digits of your credit card number when confirming an order. Of course, we transmit the entire encrypted credit card number to the appropriate credit card company during order processing. To complete credit card transactions, Raisin Rack provides the following member information (name, billing address, credit card number, expiration date, and transaction amount) to the credit card processing company we use via secure communications pathways. In addition, as part of the fulfillment process, Raisin Rack may share shipping information with intermediary shipping companies, including but not limited to USPS.

Living Naturally and Raisin Rack have adopted these policies and procedures because (1) we cannot control the privacy practices and policies of other sites and (2) we want to protect your security and privacy during your visit to us.

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5. Site Information

5.1 Choice/Opt-out

This site provides you the opportunity upon registration to opt-out to receiving communications from Raisin Rack or its content providers, its customers and advertisers.

This site also gives you the following methods to discontinue receiving future communications. You may utilize any of these options to indicate that you no longer wish to receive contact from Living Naturally and Raisin Rack .

Visit www.raisinrack.net , and proceed to the My Account Section

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5.2 Contact Us

If you have any questions about the privacy statement, the practices of this site, or your dealings with this Web site, you can contact Living Naturally.

To change or modify information you previously provided you can e-mail us (see step 1 below).

1. E-mail info@livingnaturally.com

2. Visit www.raisinrack.net , and proceed to the My Account Section

3. Send mail to the following postal address:

     Living Naturally and Raisin Rack
     6230 University Parkway, Suite 301
     Sarasota, FL 33240

4. Telephone: 941-480-1720
    Facsimile: 941-480-1720

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5.3 Children's Guidelines

This site does not solicit use by, or target as a user group, children under the age of 13 years. We do not collect information from any person we actually know is under the age of 13, that would make that child personally identifiable.

This site does not knowingly sell any products or services to children under the age of 18 years, nor does it specifically target any information towards children. We advise that if a parent feels that anything about this site is inappropriate for their child, they monitor the child's use of this site as they would all other Internet usage. Raisin Rack always welcome your input and comments. Please feel free to contact us. (See the Contact Us section above for details).

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5.4 Cookies

Cookies are small bits of electronic information that allow a Web site to keep records of your site visits and personalize or customize the Web experience for you. This site does not use "cookies" to report on or track you when you leave this site.

We do use cookies to help diagnose problems with our server, to administer our Web site, to help identify visitors and to gather broad demographic information. We also use cookies to deliver content specific to your interests and to save passwords so you do not have to re-enter them each time you visit this site.

Our site registration form requires you to provide contact information (like your name and e-mail address). Living Naturally and Raisin Rack uses the contact information from the registration form to send you information about the company and promotional material from content providers and advertisers provided that you have given us permission to do so.

We collect financial information (like your account or credit card numbers where applicable) so you can order products from Raisin Rack clients. Your billing information is used by Raisin Rack or other business partners to bill you for products and services they sell. It is privileged and confidential and will not be given to a third party except as required by law.

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5.5 Links

Outside links to other health information sites are provided in limited circumstances where it is necessary to provide a balance of information and are for your information and perusal only. Living Naturally and Raisin Rack are not responsible for and neither endorse nor support any products or services that you may find on these outside sites. Any data presented on these sites should be used at customer's discretion only. Living Naturally and Raisin Rack are not responsible for any results that may or may not occur regarding your use of any information, goods, or services posted on these sites. Living Naturally and Raisin Rack can not guarantee nor provide security surrounding your personal and confidential information while you are visiting these outside sites. In addition, some internal links may be required to support the functionality of Raisin Rack and Living Naturally, as site host and are not accessible by the community at large.

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5.6 Order Forms

This site uses an order form so that you can request information regarding, products, and services. On this form, we collect your contact information (like your e-mail address). Contact information from the order form is used to send you goods and services ordered, where applicable or as requested, and may be used to send you information about our company or promotional material from our content providers, advertisers, and other parties.

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5.7 Business Relationships

Living Naturally has entered into a business relationship with each of the retailers for whom it is providing Web site services. Consumers may choose to Opt-in and give information to Raisin Rack . However, you, the consumer, may at any time change, update or deny access to your personal information through Your Account. In that case, Raisin Rack access to your information or the ability for Raisin Rack to send you outbound e-mail messages will cease.

Living Naturally has entered into a business relationship with Danny Wells & Associates, Inc., a San Francisco Bay Area based consulting firm.

Living Naturally has licensed condition and health information from Healthnotes, Inc. (“HNI”). HNI publishes evidence-based content about health conditions, supplements, herbs, and medicines as well as providing information regarding traditional western and holistic medicine modalities. Access to this information can be found in the Reference Room area of Raisin Rack 's site For more information about Healthnotes, Inc, please contact info@Livingnaturally.com.

Living Naturally provides news content through various established news sources which may at any time include UPI, AP, The New York Times Syndicate, Knight-Ridder/Tribune, Industry publications and numerous other established news sources. Living Naturally and Raisin Rack utilizes these sources but is not responsible for their accuracy or their editorial views.

In an effort to provide balanced, up-to-date information regarding health issues, Living Naturally, as site service provider, includes certain outside links to consumer health information sources such as NIH and USDA consumer health sites at the Reference Room area of Raisin Rack 's site.

Raisin Rack may sell, publish or share aggregated member information with our business associates or other third party organizations on occasion. No individual member information will be sold or given to a third party by Living Naturally or Raisin Rack or its business associates without prior, express written permission of that member.

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6. Advertising Standards

Living Naturally and Raisin Rack shares the values of the natural health industry including individual respect, cooperation, harmony, environmental awareness, and support of sustainable agriculture. All advertising submitted to Living Naturally and Raisin Rack must conform to ethical standards regarding, but not limited to the following:
  • Absolutely no material is permitted that is offensive in any way regarding race, religion, culture or gender.

  • Absolutely no sexually explicit material or material involving human or animal cruelty is allowed.
We are committed to maintaining the highest standards for advertising however, we are not responsible for our advertisers, their products or services.

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6.1 Advertising Claims

All advertiser claims regarding ingredients, potency, formulation and product testing must be verifiable. The advertiser must be able to substantiate and authenticate these claims to Living Naturally and Raisin Rack and to site users upon request.

All advertiser claims regarding how products are grown, tested or manufactured must be in accordance with principles and standards established by the appropriate governmental and regulatory agencies and organizations.

Living Naturally and Raisin Rack make no warranty or guarantee for the accuracy of labeling, content, or quality of any products or services advertised on retailer's site.

Living Naturally and Raisin Rack will accept advertising for food and food products that are labeled whole, natural, or organic. (We will also accept advertising for foods not in these categories).

All claims for food or other products that are labeled using the terms whole, natural or organic must not only conform to definitions set forth below, but must also meet all legal guidelines and requirements regarding the making of such representations. The advertiser must be able to substantiate and authenticate these and all other product claims to Living Naturally and Raisin Rack and to site users upon request. In these instances, the definitions in the following sections will apply.

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6.2. Definitions

Whole Foods:
Food in its natural state is referred to as whole food. These foods are complex sources as found in nature with all or most of their nutritional components left intact. These foods undergo minimal processing in order to retain these nutritional components. Whole foods are not adulterated or modified with flavor enhancers or artificial colors.

Natural Foods:
According to the National Nutritional Foods Association (NNFA), neither the FDA nor the Federal Trade Commission have defined the term "natural" for labeling or advertising purposes. However, labeling and advertising statements and claims are required to be truthful and non-misleading, under pain of FDA or FTC regulatory action. A product labeled or advertised as "natural" should contain, primarily all natural ingredients. The presence of a synthetic chemical in the formulation would technically raise a regulatory issue. Foods designated as natural contain no artificial preservatives, sweeteners, colors, flavors, synthetic pesticides, fungicides, drug residues or growth hormones. These foods are not irradiated and neither ripening agents nor fumigants are used. Additionally, these foods are not bleached or bromated. They are processed, packaged, transported and stored to retain maximum nutritional value and be environmentally friendly.

Organic Foods:
According to Organic Trade Association (OTA), certified organic foods are grown and processed in compliance with stringent industry standards.
  • Certified organic farms build healthy soil without the use of toxic and persistent pesticides and fertilizers.

  • Certified processors/packers protect the organic integrity that begins on the farm.

  • Organic packaged products have not been irradiated, made with genetically modified seeds or growth hormones, or produced with artificial flavors or colors.

  • According to the OTA's American Organic Standards, as proposed in October, 1999, genetically engineered organisms and their derivatives and products are prohibited for foods labeled as "organic" and "made with organic ingredients."
All methods and materials used on certified organic farms and processing facilities are inspected annually by a third-party certification organization. When national regulations for the organic industry are implemented, the government will appoint certification organizations who will inspect farms and processors.

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6.3 More Information

For further questions or information on advertising standards please e-mail us at:info@livingnaturally.com.

Further information on governmental and organizational regulation of industry advertising standards can be found at the following agencies and organizations. Living Naturally and Raisin Rack advertising acceptance policies support the advertising regulations, standards and guidelines set by these agencies and organizations:

Environmental Protection Agency www.epa.gov
The Federal Trade Commission www.ftc.gov
Food and Drug Administration www.fda.gov
Homeopathic Pharmacopoeia of the United States www.hpus.com
National Anti-Vivisection Society www.navs.org
People for the Ethical Treatment of Animals www.peta.com
Organic Trade Association www.ota.com
National Nutritional Foods Association www.nnfa.org

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6.4 Product Safety and Quality Products for which advertising is accepted must be safe when used according to instructions. If product(s) are not intended for use by children, the advertising should not encourage or imply child-usage.

Living Naturally and Raisin Rack have no means of independently evaluating the safety or functionality of the products offered by its suppliers and affiliates and thus can neither endorse nor recommend products. Living Naturally and Raisin Rack make every effort to receive a certification from its suppliers that (i) the product complies with all local, state, and federal regulatory requirements; (ii) every claim made on behalf of the product is adequately substantiated and information is readily available regarding such claims, and (iii) all adverse safety information is disclosed on product labeling.

Living Naturally and Raisin Rack require that all of our advertisers can substantiate their claims of safety, wholeness, goodness and purity of product. However, we do not guarantee, warranty those claims, or any product or service advertised or discussed on our site.

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7. Content Submittal Policy

Living Naturally reserves sole discretion to accept, edit or reject any and all materials submitted to us from consumers directly or Raisin Rack on behalf of a customer. Living Naturally will not be responsible for the return of these items. Living Naturally will not be liable for any payment for any submissions without prior written agreement.

You agree that you will not upload or transmit to the Living Naturally and Raisin Rack site, its content providers, business associates, advertisers or users, any material that infringes or violates the rights of any party. If you submit any content or communication to the Living Naturally and Raisin Rack site, you are agreeing that such content or communication is not confidential for any purpose. By making any submission to this site you are representing and warranting that you are the owner of the rights to the material submitted, and you are granting to Living Naturally and Raisin Rack a permanent, royalty-free, irrevocable, world-wide, nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform and display the content of the submission in any media, in any form or format, now available or developed in the future. If you are not the owner of the rights to the material submitted, you are representing and warranting that the person who owns such rights has granted the above-referenced rights to Living Naturally and Raisin Rack .

Living Naturally may sublicense the rights obtained from you to others without limitation.

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8. Etiquette

You agree, by your use of this site, to adhere to our standards of proper Net-etiquette. This includes, but is not limited to the standards listed below. Living Naturally and Raisin Rack prohibit the following action in our public areas and reserves the right to remove any postings that violate them.
  • DO NOT use any explicit, vulgar, or obscene language.
  • DO NOT use any racially, ethnically, or socially offensive language.
  • DO NOT encourage, incite, or plot any illegal activity.
  • DO NOT verbally attack, harass, or otherwise annoy any other members.
  • DO NOT post or request personal information from anyone under 18.
  • DO NOT misrepresent yourself as part of the Raisin Rack staff, or another organization to which you ARE NOT A MEMBER.
  • DO NOT post or link to sexually explicit or otherwise offensive material when participating in forums and chats and please stay on the topic.
  • IF YOU post messages on a public site area, you may be identifying yourself, and your personal information may be available to others without your permission.


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9. Indemnification

You agree to indemnify and hold Living Naturally and Raisin Rack , its officers, principals, employees, agents, consultants, and information providers harmless from and against all claims, actions, demands, losses, expenses, damages and costs, including but not limited to reasonable attorney's fees and accounting fees resulting from, or alleged to have resulted from, your violation of these Terms and Conditions of Use.

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10. Limitation of Liability of Raisin Rack

Living Naturally and Raisin Rack site is provided on an "AS IS" and "AS AVAILABLE" basis. Your use of the Living Naturally and Raisin Rack site and content is at your own risk. Living Naturally and Raisin Rack does not guarantee that the functions of this site will be error-free or uninterrupted, or that this site and server will be absolutely virus-free. Your use of this site involves transmission of data over facilities which are not within the control of Living Naturally and Raisin Rack , its content providers and advertisers. Therefore, Living Naturally and Raisin Rack assume no liability for delay, corruption of data, interruption of service, or interception of data transmissions outside of its direct control.

LIVING NATURALLY AND RAISIN RACK , ITS CONTENT PROVIDERS, BUSINESS ASSOCIATES AND ADVERTISERS, TO THE FULLEST EXTENT ALLOWABLE BY THE LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS.

Living Naturally and Raisin Rack make no representations or warranties as to: (1) the accuracy, completeness, reliability, currentness or timeliness of the content, textual material, graphics, links, or data transmission capabilities provided by the Living Naturally and Raisin Rack site; and (2) compliance with or satisfaction of any governmental regulations requiring disclosure of information concerning products or services offered by content providers or advertisers on the Living Naturally and Raisin Rack site.

In no case shall Living Naturally and Raisin Rack , its content providers, business associates, advertisers or any third parties referred to on the Living Naturally and Raisin Rack site be liable for any damages, including without limitation, incidental and consequential damages, personal injury or death, lost profits or damages from data loss or business interruption, resulting from the use or inability to use the Living Naturally and Raisin Rack site or its content, whether based on contract, tort or any other legal theory, and whether or not Living Naturally is given notice of the possibility of such damages. Living Naturally and Raisin Rack shall only be liable for actual damages suffered by you, and only to the maximum amount of $500 (U.S. currency). Living Naturally and Raisin Rack assume no liability for your use or misuse of the site, the content, the public areas of the site, including, without limitation, liability for personal injury or death. Any claim brought in relation to your use of the site, the content or the public areas of the site must be brought within one (1) year of the event from which the claim arises. The remedies set forth in these Terms and Conditions of Use are exclusive and limited to those expressly set forth.

Although the editors and content providers of this site have consulted sources believed to be reliable and accurate in assembling the content of this site, information provided may not be error-free. Listings of suppliers, professional associations, organizations, news, events and other material are intended to be comprehensive but not necessarily all-inclusive of information.

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11. Dispute Resolution

If a dispute arises out of or relates to these Terms of Use, or the breach thereof, and if the dispute cannot be settled through negotiation, the parties agree first to try in good faith to settle the dispute by mediation administered by the American Arbitration Association under its Commercial Mediation Rules before resorting to arbitration, litigation, or some other dispute resolution procedure.

Unless arbitration is expressly prohibited by applicable statute, or limited as set forth below, any controversy or claim arising out of or relating to these Terms of Use, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules, including the Emergency Interim Relief Procedures, by an arbitrator or arbitrators selected in accordance with such rules, as the exclusive remedy in any such dispute. Judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Arbitration shall occur in Sarasota, Florida, and shall be governed by both the procedural and substantive law of the state of Florida, without giving effect to the principle of conflict of laws, unless specifically preempted by the United States Arbitration Act. Each party to the arbitration shall bear its own costs and attorneys' fees, with the costs of the arbitration being divided equally among the parties.

Notwithstanding the arbitration provision above, Living Naturally and Raisin Rack may avail themselves of the full range of remedies available to them, either individual or together, in connection with any violation of its respective intellectual property rights, including, but not limited to, temporary and permanent injunctive relief, and actions for damages in either state or federal courts, as applicable. If such judicial proceedings are instituted, the parties agree that such proceedings will not be stayed or delayed pending the outcome of any arbitration proceeding under this Agreement. In such judicial proceedings, the prevailing party shall be entitled to an award of attorneys' fees and litigation costs, including those at the trial court and all appellate court levels, against the losing party.

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12. Governing Law/Jurisdiction

By use of this site, you agree that exclusive venue for resolution of any disputes between you and Raisin Rack AT 2545 Schrock Rd. Westerville, OH 43081, shall be in the county and state wherein Raisin Rack is located, or in the United States District Court for the District and Division that governs Raisin Rack 's location. Your use of this site and all relations between you and Raisin Rack shall be governed by the laws of the State of OH except where specifically preempted by federal law.

In addition, the service provider, LivingNaturally.com is owned by Living Naturally, with offices located at 6230 University Parkway, Sarasota, Florida 34240. The phone number is 941-480-1910. By use of this site, you agree that exclusive venue for resolution of any disputes between you and Living Naturally shall be in Sarasota County, Florida, or in the United States District Court for the Middle District of Florida, Tampa Division. Your use of this site and all relations between you and Living Naturally shall be governed by the laws of the State of Florida except where specifically preempted by federal law.

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13. Complete Agreement

Except as expressly set forth within any separate notice contained in the Living Naturally and Raisin Rack site or any other written agreement between you, Living Naturally and Raisin Rack , these Terms and Conditions of Use constitute the entire agreement between you, Living Naturally and Raisin Rack regarding the use of the Living Naturally and Raisin Rack site and content. These Terms and Conditions of Use may be modified by Living Naturally at any time, with or without advance notice. By your continued use of the Living Naturally and Raisin Rack site, you agree to monitor these Terms and Conditions of Use for any changes, and that such changes will be binding upon you. None of these Terms and Conditions of Use may be waived except in a written instrument signed by an officer of Living Naturally. No waiver, whether express or found to exist as a matter of law, shall be deemed a further or continuing waiver of such term or condition or of any other term or condition.

If any term or condition set forth herein is found to be invalid by a court of competent jurisdiction, the remainder of the terms and conditions shall remain in full force and effect.

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Revised July, 2009.
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